Humans are imperfect It’s in their nature. That’s why in the course of our lives we occasionally have little things happen like going in to work late one day and out early the next. Some people are just not good at keeping to commitments or following plans. There are others who simply cannot resist letting out their anger on something (or somebody)–a phenomenon known as road rage. Read more?
In any case, “100% responsible” doesn’t exist. No matter how careful one is, you cannot control what other people do. The world is full of accidents waiting to happen, waiting to ruin your day. “People cannot guarantee their own future security. We try our best.”
Now imagine you had gone through all of this and still had only the bare minimum insurance — essentially because nobody told you how to get anything else. Life is always a quest for knowledge.
Is this coverage enough? That’s the question your auto insurance company will ask when deciding to pay out on a claim. Of course shortcuts in keeping your going live make it useful if you’ve been involved in an accident, particularly one where personal injury claims might be made.
So any time someone in your car is at fault for an accident or crash–whether they were driving or not–you’re covered.
Once upon a time, people bought insurance to protect themselves from loss should they crash into others. That way, everyone was insured against harm. Nowadays people buy insurance for many reasons.
If there’s anything you don’t understand about car insurance there are a number of options available to help. Apart from reading this blog.
Imagine however, that you’re driving along minding your own business when all of a sudden a great big rock comes crashing down on the road just in front of you.
The insurer classifies you as a good driver, a model driver–in most cases by filling out claim forms.